Make 2018 the Year You Escape the ‘Rental Trap’ by Buying Your Own Home

December 13, 2017 by John · Leave a Comment 

Are you growing tired of paying rent each month and not building your net worth? Being stuck in the ‘rental trap’ isn’t much fun, but if you are determined, you can break out. Let’s explore some of the steps that you can take to make 2018 the year that you become a homeowner.

Graduating With Student Loan Debt and Worried About Your Mortgage Prospects? You’re Not Alone

December 8, 2017 by John · Leave a Comment 

Did you recently graduate from college or university? If so, you may still be dealing with a financial hangover in the form of student loan debt. The vast majority of today’s students have to borrow to invest in their education, which can affect financial plans once school is finished. In today’s post, we will explore buying a home with a mortgage when still dealing with outstanding student loan debt.

Taking Out a Mortgage for the First Time? Learn Why a Condo Might Be a Great First Home

December 6, 2017 by John · Leave a Comment 

Are you starting to tire of paying your monthly rent to someone and never building any equity? Renting forever can be a significant pain, especially as you’re contributing to someone else’s financial well-being. The good news is that there are affordable real estate options out there for those investing in their first home. Below we will share a few excellent reasons why an apartment or condo might be the best choice for a first-time home buyer.

Single and Considering a New Home? Here’s What You’ll Need to Know About Your Mortgage

December 1, 2017 by John · Leave a Comment 

Have you decided that it is time to move on from renting? If you are single and living alone, you may be wondering whether or not homeownership is right for you. Let’s have a look at a few key factors that you will need to be aware of when taking out a mortgage as a single person.

Considering a New Home Next Year? Start Now and Get a Jump on Improving Your Credit Score

November 8, 2017 by John · Leave a Comment 

In the market for a new home in 2018? With the new year just a few short weeks away, that leaves you with precious little time to get your finances in order. Let’s explore a few tips that will help you get a jump on improving your credit score before the end of the year.

How to Use a Mortgage to Buy a Home After Going Through a Bankruptcy

October 11, 2017 by John · Leave a Comment 

While it is sometimes the best option to get your finances repaired, the bankruptcy and following discharge period can be tough. However, while it may delay things for a couple of years, the good news is that even a bankruptcy won’t stop you from borrowing a mortgage to buy a home. In today’s article, we will share some insight into how you can get a mortgage loan after going through bankruptcy.

Pay Your Mortgage Off Faster With These Money-Smart Strategies

October 4, 2017 by John · Leave a Comment 

As with any loan or line of credit, there are benefits to getting your mortgage paid down. You’ll pay less in interest, potentially saving thousands over the repayment period. Moreover, you’ll own your home outright that much quicker. Let’s explore four money-smart strategies that will help you to pay your mortgage off faster.

Speed up Your Mortgage Closing Process With This Handy Four-step Guide

October 3, 2017 by John · Leave a Comment 

Are you in the market for a new house or apartment? If you are financing the purchase by taking out a mortgage, you’ll want to know how to make this transaction run as smooth as possible. In today’s article, we’ll share a quick four-step guide to speeding up the mortgage closing process.

Understanding the Differences Between ‘Prequalified’ And ‘Preapproved’ For a Mortgage

September 22, 2017 by John · Leave a Comment 

Are you in the market for a new home? If you are going to rely on mortgage financing to cover some of the purchase cost, you will need to start the application process as soon as possible. However, what if you just need to know how much you will be able to borrow so you can start finding homes in your price range?

You Ask, We Answer: What Are the Fees and Costs That Come Along With a Mortgage?

September 15, 2017 by John · Leave a Comment 

Have you been considering a mortgage for your next home purchase? As with any loan or financial product, there are a variety of fees and costs you may incur in the process of closing your mortgage. In today’s post, we’ll explore a few of these potential fees and the situations in which you may encounter them.

Next Page »