Considering a New Home Next Year? Start Now and Get a Jump on Improving Your Credit Score

November 8, 2017 by John · Leave a Comment 

In the market for a new home in 2018? With the new year just a few short weeks away, that leaves you with precious little time to get your finances in order. Let’s explore a few tips that will help you get a jump on improving your credit score before the end of the year.

How to Use a Mortgage to Buy a Home After Going Through a Bankruptcy

October 11, 2017 by John · Leave a Comment 

While it is sometimes the best option to get your finances repaired, the bankruptcy and following discharge period can be tough. However, while it may delay things for a couple of years, the good news is that even a bankruptcy won’t stop you from borrowing a mortgage to buy a home. In today’s article, we will share some insight into how you can get a mortgage loan after going through bankruptcy.

Speed up Your Mortgage Closing Process With This Handy Four-step Guide

October 3, 2017 by John · Leave a Comment 

Are you in the market for a new house or apartment? If you are financing the purchase by taking out a mortgage, you’ll want to know how to make this transaction run as smooth as possible. In today’s article, we’ll share a quick four-step guide to speeding up the mortgage closing process.

Understanding the Differences Between ‘Prequalified’ And ‘Preapproved’ For a Mortgage

September 22, 2017 by John · Leave a Comment 

Are you in the market for a new home? If you are going to rely on mortgage financing to cover some of the purchase cost, you will need to start the application process as soon as possible. However, what if you just need to know how much you will be able to borrow so you can start finding homes in your price range?

You Ask, We Answer: What Are the Fees and Costs That Come Along With a Mortgage?

September 15, 2017 by John · Leave a Comment 

Have you been considering a mortgage for your next home purchase? As with any loan or financial product, there are a variety of fees and costs you may incur in the process of closing your mortgage. In today’s post, we’ll explore a few of these potential fees and the situations in which you may encounter them.

Is It Possible to Get a Mortgage With Less-than-Perfect Credit? Yes – and Here’s How

September 1, 2017 by John · Leave a Comment 

Are you thinking about buying a new house? Whether you’re a first-time or experienced buyer, if your credit score isn’t looking too hot it can affect how much mortgage financing you receive – or whether you’re approved at all! But don’t fret. It’s still possible to get a mortgage approved, even with credit issues. Below we’ll share a few ways that you can get a mortgage loan even if your credit is less than perfect.

The Quick and Easy Guide to Determining How Big of a Mortgage Your Family Can Afford

August 23, 2017 by John · Leave a Comment 

Are you shopping around for a new house or apartment? One of the key considerations you will need to make is figuring out how much you want to invest in your new home. Below you’ll find our quick and easy guide to determining just how much “house” you can afford. Let’s get started!

Understanding Your FICO Score and Why Small Credit Mistakes Can Cause Huge Headaches

August 8, 2017 by John · Leave a Comment 

Many people all over the world are dealing with issues involving debt or poor credit history, but most aren’t necessarily aware of what exactly makes up their credit score. Unfortunately, it might seem like it’s the big stuff that counts when it comes to credit, but little things can have a significant impact on your financial health. If you’re looking to improve your understanding and your finances, here’s what you need to know about small mistakes and your FICO score.

Can I Qualify for a Mortgage After Declaring Bankruptcy? Yes — and Here’s How

July 11, 2017 by John · Leave a Comment 

It may feel like a daunting task to consider buying a home after you’ve declared bankruptcy, and there’s no doubt that it’s an uphill battle. Fortunately, while you’ll have hard work ahead, there are things you can do in order to make your dream of home ownership a possibility. Whether you’ve just declared bankruptcy or some time has passed, here are some things you should consider before getting into the market.

Are You ‘Mortgage Pre-approval Worthy’? Learn How to Assess Your Finances in 10 Minutes

April 26, 2017 by John · Leave a Comment 

Finding the right home and the right mortgage can take a lot of time and energy, so it’s important to consider whether you’ll be prepared for approval before diving into the process. Whether you’ve had some financial setbacks or you just want to have an idea ahead of time, here are some ways to quickly determine if you’ll be pre-approved for a mortgage.

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